Shared expenses. Separate finances. UnityPay makes it painless.
Most couples keep at least some money separate. UnityPay lets you split expenses your way, based on rules you both agree on. No guesswork, no arguments.
"Great app, nice design" — Google Play
Free to download
62%
of couples keep at least some money separate.
Yet every finance app still splits 50/50. Like roommates, not partners.
Source: CNBC, 2025
Free to download on iOS and Android
Fairness, Built Into Every Transaction
Set your rules once. UnityPay calculates fair contributions automatically and shows you exactly why.
Income-Based Splitting
Earn different amounts? Split proportionally. If you make 70% of the income, you contribute 70% so neither partner feels stretched.
Category-Based Rules
Split groceries 50/50 but rent by income? Set different rules for different categories. Fairness isn't one-size-fits-all.
Contribution Balance
Know exactly who's contributing what, every month. When both partners can see the numbers, trust replaces guesswork.
Transparent Settle-Up
See exactly how every number was calculated. No black boxes, just clear math that explains why your share is what it is.
Real-Time Chat
Discuss expenses in context. When a number looks off, talk about it right in the app instead of bringing it up over dinner.
Bank Connection
Connect your bank securely through Plaid. Transactions import automatically so you never forget to log the grocery run.
See what fair really looks like.
Just Launched
Even More Ways to Stay Fair
Four new features that make shared finances faster, more transparent, and easier to act on.
Expense Search
NewFind any expense instantly. Search by category, note, or transaction name across your entire shared history.
Edit History
NewTotal transparency. Every change is tracked so you can see who edited what and when. Trust built into every transaction.
Flexible Schedules
NewWeekly cleaners. Bi-weekly dog walker. Yearly insurance. Recurring expenses on any schedule, not just monthly.
One-Tap Settle Up
NewFair amount calculated. One tap to send via Venmo, PayPal, Zelle, or Cash App right from the breakdown screen.
How It Works
Set Your Rules
Choose income-based splitting, set a custom ratio, or create category-specific rules together.
Track Expenses
Add shared expenses manually or connect your bank. UnityPay automatically calculates each partner's fair share.
Settle with Confidence
See exactly how much each partner contributes and why. Settle up knowing the split is fair.
My wife and I haven't argued about money since I built this. That's the problem I want to solve for every couple.
Ready to Make Money Fair?
Download UnityPay and start splitting expenses the way that actually feels right for both of you.